For ACA health insurance agents

Cut ACA client intake from up to an hour to ten minutes.

Send one secure link. Your client completes an AI-guided intake in their own language, shops real Marketplace plans with an assistant that presents options fairly and never directs, and the enrollment-ready household lands in your CRM with you as agent of record. Try both sides below.

  • Save up to an hour per client.
  • One simple link.
  • You stay agent of record.
Sign upTry it liveBook a live demo
  • Live CMS Marketplace data
  • HealthSherpa enrollment
  • Built-in CRM

Text message · Jordan D.

Here’s your secure link to get started on your 2026 coverage.

scopohealth.ai/s/…

Ready when you are

Silver · HMO

Silver Complete 4500

$214/mo after a $598 tax credit

Avery Demo-RamirezSynced·CRM

Live demo

The real product, running on a fictional family.

The client side searches live CMS Marketplace data for a demo household. The agent side is a live CRM workspace in read-only mode. Try it now by asking a question to the chat assistant below.

Fictional data only

Demo household

A fictional family. Ask the assistant to change any of it.

Lives in
Austin, TX 78701
Household income
$62,000 / year
Members
Parent, 38Parent, 40Child, 9
Every plan card comes from the CMS Marketplace API for this household. In the product, a client reaches this chat from a secure link their agent sends.

Why agencies switch

The AI intake front door for ACA agencies and agents.

Intake, research, comparison and follow-up happen before you pick up the phone.

Cut intake from up to an hour to ten minutes

No more intake calls. Clients complete household, income, doctors and medications on their own time, and you get enrollment-ready data.

One link, nothing to install

Text or email a secure link. No app, no account, no password — the client opens it on their phone and starts.

In your client’s language, by chat or voice

The assistant works in English, Spanish and the languages your clients actually speak, typed or spoken aloud.

You stay agent of record

Built for CMS fair-presentation standards: the assistant presents options from what the client says matters and never directs them to a plan. Scopo never takes a share of your commissions.

HIPAA-conscious by design

Every session is consented and logged. Plan selection is recorded with a timestamp, and the record is yours from intake through enrollment.

Healthcare.gov is the authority

Plans, premiums, subsidies and formularies come from the CMS Marketplace API. Nothing here is estimated or scraped.

See it in action

Watch a client complete intake.

The link goes out, the household comes in, plans are compared in chat and by voice, and the enrollment lands in your queue.

How it works

One link. Five steps. You only touch the last one.

Link opened1 of 5
  1. Link sent: complete
  2. Link opened: in progress
  3. Household submitted: not started
  4. Plan selected: not started
  5. Record claimed: not started

  1. Step 1

    Link sent

    You send one secure link — text or email — from the dashboard or by asking the Copilot.

  2. Step 2

    Link opened

    Your client opens it on their phone. No app, no account, no password.

  3. Step 3

    Household submitted

    A three-step intake captures the household; the assistant takes it from there.

  4. Step 4

    Plan selected

    They shop real Marketplace plans in chat or by voice and select one.

  5. Step 5

    Client claims their record

    They sign in to claim it. It lands in your queue and your CRM. You obtain client authorization and complete identity verification in HealthSherpa.

Integrations

Plugged into the three systems an ACA agent already uses.

CMS Marketplace

Real plans, real subsidies, every answer.

Plan search, benchmark silver plans, tax-credit estimates and drug formularies come straight from the federal Marketplace API — the assistant never guesses a premium.

Looking up county information
zipcode: 78701
Example
Silver
HMO

Silver Complete 4500

Example Health Co.

Monthly premium

$214/mo

$812/mo

Deductible

$4,500

Max OOP

$9,100

HealthSherpa

Finish the enrollment where you already do.

Connect your own HealthSherpa key once. Quotes and agent-assisted enrollment links are prefilled from the client’s household profile — from the client table or by asking the Copilot.

Enroll Avery Demo-Ramirez via HealthSherpa

HealthSherpa prefills the enrollment from Avery’s household profile. Open the shopping session yourself, or copy the apply link for the client.

Illustration — connect a key on your profile to make these live.

Built-in CRM

Your own workspace, provisioned on signup.

Every client, household and enrollment syncs both ways. Open it in a click, or drive it with the Copilot you just used in the demo — the same tools, on your own book.

Avery Demo-RamirezSynced·Open in CRM
Jordan Demo-NguyenSynced·Open in CRM
Riley Demo-OkaforNot synced·Sync now

Illustration — the live table is in the agent demo above.

Developer API

Already have a website or a CRM?

Hook Scopo into what your agency already runs, under your own logo.

  1. 1

    Your server sends what it knows

    From your website, your CRM, or a lead form. Only the email is required.

    Request

    POST /api/partner/v1/enrollments
Host: app.scopohealth.ai
X-API-Key: sk_scopo_••••••••••••

{
  "client": {
    "email": "jane@example.com",
    "first_name": "Jane",
    "last_name": "Doe",
    "phone": "5555550100",
    "age": 34,
    "gender": "Female",
    "sms_consent": true,
    "data_use_consent": true
  },
  "household": {
    "state": "TX",
    "zipcode": "76002",
    "income": 48000
  },
  "external_reference": "lead-123"
}
  2. 2

    Scopo returns one secure link

    Single-use, expires when you say. wizard_skipped tells you the client can go straight to chat.

    Response

    201 Created

{
  "url": "https://app.scopohealth.ai/…",
  "expires_at": "2026-09-25T12:00:00Z",
  "wizard_skipped": true,
  "missing_fields": [],
  "external_reference": "lead-123"
}
  3. 3

    Your client lands on your page

    Redirect them. Your logo, your colour, the assistant already knows their household.

    Example Agency logopowered by
    Scopo HealthScopo Health
    Secure guest session
    Hi Jane — I have your household of one in Tarrant County, Texas. Want to start with the plans that keep your premium lowest?
    Lowest premiumKeep my doctorCompare Silver plans

Illustration — the request and response are the documented contract; Jane and her agency are fictional.

  • Keys you create and revoke yourself

    Up to five named keys per agent from your portal, shown once, rate-limited per key, revoked in a click. The key stays on your server; it never goes in a page or an app.

  • One call in, one link out

    Post the client’s details and get back a URL to redirect them to. Nothing is emailed or texted by us, and deep links do not count against your secure-link quota.

  • Prefilled — or skipped entirely

    Whatever you send is filled in for the client. Send everything the intake asks for, with consent, and they land straight in the assistant. missing_fields lists anything still needed.

  • Your brand on every client page

    Your logo, “powered by ScopoHealth”, and an accent colour that matches your site — on deep links and on the links you send from the portal.

A deep-linked enrollment is an ordinary enrollment once it starts: same consent record, same queue, same CRM row, and you stay agent of record. Included in every subscription — nothing extra to buy.

Create an API keyRead the API reference

Plain text, written for coding agents — point Claude Code, Cursor or Copilot at app.scopohealth.ai/llms.txt.

Pricing

One plan. Everything you just tried.

Agents subscribe. Clients are always free. New to Scopo? Get set up before Open Enrollment begins.

$890

per year

Best value

Billed annually.

  • AI-guided intake in your client’s language, by chat or voice
  • Clients review real Healthcare.gov plan options themselves
  • Your own CRM workspace, two-way synced, with a Copilot
  • HealthSherpa quoting and enrollment links, prefilled
  • Developer API: start enrollments from your own website or CRM, under your logo
  • Enrollment queue, dashboard and client export
  • You stay agent of record. Scopo never takes a share of your commissions
  • Consent logged on every session, with a full audit trail
  • No setup fees and no per-enrollment charges

Getting started takes three steps

  1. Sign up
  2. Verify NPN and contact information
  3. Set up workspace
Sign up

Payments are processed securely by Stripe. Use Scopo free until 11/15/2026, two weeks into Open Enrollment: your monthly or yearly plan is first charged that day, and you can cancel anytime before then.

FAQ

The questions agents ask first.

Do I keep agent-of-record status and my commissions?

Yes. Scopo is an intake front door and a workspace, not a carrier or an exchange. You stay the agent of record, and Scopo never takes a share of your commissions.

Is Scopo a CRM or an enrollment platform?

Both halves are covered without replacing your tools. Every subscription includes its own CRM workspace, provisioned on signup and synced both ways, and the final enrollment is completed by you in HealthSherpa with the household prefilled.

How does the subscription work?

One plan, two ways to pay: $89 per month (Billed monthly. Cancel anytime.) or $890 per year (Billed annually.) There are no setup fees and no per-enrollment charges, and clients never pay.

How does Scopo support fair presentation?

The assistant is built for CMS fair-presentation standards. It presents plan options based on what your client says matters to them, such as doctors, medications, deductible and premium, and never directs them to a plan.

How is my clients’ data handled?

HIPAA-conscious by design. Consent is the first screen your client sees, before any questions. Every session is consented and logged with a timestamped record naming you and your NPN, exportable for your files. Plan selection is recorded with a timestamp, and the household lives in your own CRM workspace, not a shared one.

Which languages can my clients use?

The intake and the assistant work in the language your client writes or speaks, including English, Spanish and many others, by chat or by voice. Consent is presented in English or Spanish, before intake begins.

Can my own website or CRM start an enrollment?

Yes. Create an API key in your portal and have your server call the partner API with what you already know about the client. You get back a single-use secure link to redirect them to: what you sent is prefilled, and if you sent everything the intake asks for, the client lands straight in the assistant. The pages carry your logo and colours, and the enrollment reaches your queue and CRM like any other.

Which states can I use Scopo in?

Every state on the federal Marketplace, Healthcare.gov.

What if Scopo isn’t right for me?

Scopo is free until 11/15/2026, two weeks into Open Enrollment. If you aren’t satisfied, cancel your subscription before that date and you are never charged.

Do you support Medicare?

Medicare is coming soon.

Contact

Talk to a person.

Book a walkthrough with your own book of business in mind, ask about your agency’s setup, or just say hello. We reply the same business day.

Book a live demo

Please don’t include client health details here. We’ll set up a secure channel if we need them.